This site allows you to discovery whether a company offers their employees any retirement plan coverage. Additionally, you can determine the official ERISA name of the plans so they can be stated accurately in a QDRO. Every company that sponsors defined benefit or contribution plan must make annual filings with the DOL. But note that even though a company may offer a plan to its employees does not mean that the employee is participating in the plan.
This provides useful information about what documents are maintained by the DOL. Documents maintained include the Annual Report Form 5500.
Many lawyers do not know that they can submit a freedom of information request and all electronic copies of the data contained on all Forms 5500 and schedules will be provided for a fee.
As a general rule summary plan descriptions (SPDs) and Summary of Material Modifications (SMM) are not available through the DOL but the DOL can request a copy from the administrator who in turn will turn it over to the participant or beneficiary.
Web Sites of Use in Determining Present Value of Pensions
RP-2000 Mortality Tables: (PDF) These are the tables generally used by actuaries while the life tables are generally used by economists. The most recent older table generally in use was the UP 94 table. FinPlan uses that table for its estimate. Keep in mind that there is little difference in the table use for women but there is a significant difference for men.
This guide is important reading for any lawyer addressing the division of a railroad retirement annuity because there are special laws and regulations on how to divide these benefits. Review the FAQs section. PDF of the FAQs section including sample language, etc.